Buying International

Market Memo

July 2023 – By Bob Veres

In investing, the most normal inclination in the world is to question why an underperforming investment was included in the portfolio.  Recently, those questions have surrounded international stocks, which, since January 2008, have consistently underperformed the U.S. S&P 500 index to the tune of 6.5 percentage points a year.  Why not go ahead and ditch those foreign stocks and buy American?

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Loans for College

Planning Article

June 2023 – By Bob Veres

Paying for college used to be easy.  In 1970, the average yearly cost of college tuition and fees at a public four-year university was $358; private universities cost an average of $1,706 per year.  Add in room and board, and the all-in cost was $1,238 and $2,327, respectively. 

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Share Repurchasing Demand Going Down?

Market Memo

June 2023 – By Bob Veres

Pretty much every economic theory rests on the idea that prices are set by the balance between supply and demand.  If there are more buyers than sellers or more demand than supply, prices will go up because the buyers will be bidding against each other.  If there are few buyers, prices will have to go down to attract more buyers back into the market.

Which raises an interesting question: who are the buyers in the stock market?

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